• Volkswagen
  • Audi
  • Honda
  • Hyundai

Ken Vance Auto Group

2900 Lorch Ave
Eau Claire, WI 54701

  • Internet Sales Department: (888) 450-3098
  • Ken Vance Motors - Sales/Service: (877) 359-2038
  • Audi/VW/Honda - Sales/Service: (866) 927-6202

Finance Center

Start Your Application

Contact Information*

Purchase Timeframe

Credit Score Ranges

A credit score determines your credit grade and is based on the data found in your credit report. The credit score broadly refers to a number generated by a credit-scoring model to establish a person's creditworthiness. Generally, there are six ranges:

  • 720 - 850 A+
  • 700 - 719 A
  • 675 - 699 B+
  • 620 - 674 B
  • 560 - 619 C
  • 500 - 559 D


There is no single cutoff score used by all lenders and there are additional factors that lenders use but basically, the higher the score, the higher your creditworthiness and the lower the risk.

We are always happy to answer your questions so please don't hesitate to contact us today!


Your privacy is important to us.

Ken Vance Auto Group takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Welcome to Our Financing Department

Welcome to Ken Vance Auto Group's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Ken Vance Auto Group has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

We are focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly business managers work with you to ensure you get the right finance program at the most competitive rates in Wisconsin.

Our Financial Services Include:

- Competitive rates direct from the manufacturer and local Eau Claire and Chippewa Falls banks

- Quick approvals


- Value-added services like the Ken Vance Advantage Program to protect your vehicle investment


- Extended warranty programs


- Money-saving programs to meet your needs

We strive to work with each customer to ensure their complete satisfaction. You can save time now by using our quick pre-approval application to qualify for one of our finance programs. Additionally, we provide you with a payment calculator above to estimate your buying power and monthly payments.

What type of credit experiences can someone with no credit history expect to have? Lending institutions such as banks and credit unions rarely lend money to people with no credit; because they have no history to indicate how likely they will be to pay back the loan.

What type of credit experiences can someone with a bad credit history expect to have? Future borrowing is difficult and in some cases impossible, because there is no basis for a lending establishment to trust that the money will be repaid.

What type of credit experiences can someone with a good credit history expect to have? They can be granted credit more easily and with less strict conditions.

false false